Take the first step to homeownership by getting prequalified   

Find out how much you’re qualified to borrow before you shop for a home

Being pre-qualified for a mortgage is the best way to know how much you home you can afford.  A pre-qualification gives you an estimate of how much you can borrow based on your income, employment, credit and assets.  Realtors and home sellers tend to prefer to work with buyers who have already completed this step.

The process for pre-qualification is quick, and quite simple.  You will provide your loan officer with information and simple documentation regarding your income, employment, credit and assets.  Your loan officer will then obtain a copy of your credit report, and determine the loan amount you would be able to qualify for.  They will provide you a Pre-Qualification Letter at the end of the process that you can give to a Realtor or seller to show them you have been pre-qualified.